Terms (draft)

1. Draft terms, version 2026-11-07-draft, waiting for a lawyer to review.
2. Chip In lists pages; it does not take, hold or send gift money. PayPal and Square move the money under their own terms.
3. Refunds are made by the receiver through this site or in their PayPal or Square account.
4. We may hide or remove any page that breaks the rules.